First they denied it saying there was no imaging(mri 10-12-21, CT 11-20-21, xray 11-20-21) so I appealed it. we make it easier for you to quickly identify the most informative profiles on Doctor.com. I wish I'd known about HSABank before I believed the BS about "savings" because the online reviews would have told me that I'm about to lose some, most, or all of they money that GEHA is supposedly putting into the account. Columbus, OH, Shila Newman Companies that are paying subscribers can be While Clinical Policy Bulletins (CPBs) define Aetna's clinical policy, medical necessity determinations in connection with coverage decisions are made on a case by case basis. $9000. Kim Decker Fri. from 7 a.m. 7 p.m. Central time. We can not give false measurement otherwise that would be insurance fraud. Without more reviews, it's difficult to know what GEHA members like and what they dislike. Current functionality may be reduced and some features may not work properly. Viasat - 96.31%. You can also call and try to get local doctors . All Rights Reserved. GEHA - ($291.22 + $289 + $50 + $194 = $824.22 monthly, $9,890.64 / year) If BCBS Basic members apply for and each receive a $800 Medicare Reimbursement for a Self Plus One enrollment, their adjusted monthly costs would be reduced to $809 in the above example. This Agreement will terminate upon notice if you violate its terms. I have always had wonderful experiences with their customer service and they have assisted me several times. Authorizations/Precertifications for HDHP, Standard and High Option members | GEHA Medical Plans Dental Plans Prescriptions Health & Wellness Why GEHA Home FAQs & Resources For Providers Authorizations/Precertifications for HDHP, Standard and High Option members Authorizations/Precertifications for HDHP, Standard and High Option members Use this tool to find doctors, hospitals and other providers in the GEHA network. We weren't even sent a new card or contacted in any . They don't cover crap. Customer service was informed and friendly. I went back and looked at the emails I'd received at work and saw that the informational webinars were hosted by GEHA. Now I get hung up on and coverage isn't as good. rights reserved They will not give the full amount so don't think you will get that full benefit. Neither the publisher or author shall be liable for any loss or any other commercial damages, including but not limited to special, incidental, consequential, or other damages. If you've forgotten your Username, or for additional assistance, please contact Customer Service at 877.927.1112. Medicare and FEHB Options What Will You Do When You Turn 65? 2023 UnitedHealthcare | All Rights Reserved. Any use not authorized herein is prohibited, including by way of illustration and not by way of limitation, making copies of CPT for resale and/or license, transferring copies of CPT to any party not bound by this agreement, creating any modified or derivative work of CPT, or making any commercial use of CPT. Applicable FARS/DFARS apply. Geha health sucks big time. I've had no problems with the GEHA standard plan. GEHA (Government Employees Health Association, Inc., pronounced G.E.H.A.) We believe dental care isn't one size fits all, and our plans are designed with that in mind. I have been with GEHA for about 18 years and have always had good coverage. your health benefits enrollment. The insurance carrier's focus on affordability and quality make its health insurance plans competitive. Fri. from 7 a.m. 7 p.m. Central time. 2023 Government Employees Health Association, Inc. All rights reserved. 100% of the plan allowance for High-Deductible Health Plan (HDHP) members who have not met their deductible. If you've forgotten your Username, or for additional assistance, please contact Customer Care at 877.927.1112. We believe health care isn't one size fits all, and our plans are designed with that in mind. You pay a $10 copay for a 30-day generic supply, 50% up to $200 for a retail preferred brand name, and 50% up to $300 for a retail preferred brand name. For information on year-round savings for GEHA dental members. CPT is a registered trademark of the American Medical Association. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy or privacy practices of linked sites, or for products or services described on these sites. Medical, dermatology andbehavioral health visits: $0 for Elevate, Standard Option, Elevate Plus and High Option members, $0 for Medicare Primary members, and. Followed all instructions, including paying full at POS and then doing required vouchersonly for them to deny the claim multiple times (even though I now have the best hearing aids ever at a cost almost 80% cheaper than TruHearing). Current functionality may be reduced and some features may not work properly. License to sue CPT for any use not authorized herein must be obtained through the American Medical Association, CPT Intellectual Property Services, 515 N. State Street, Chicago, Illinois 60610. All about receiving money but not paying out for services!! I've used them for over 7 years to treat chronic back and neck pain. Some of your patients may be GEHA members in 2022. The conclusion that a particular service or supply is medically necessary does not constitute a representation or warranty that this service or supply is covered (i.e., will be paid for by Aetna) for a particular member. GEHA Dental insurance is poor insurance. Providers who click the Account Sign In button below are agreeing to the Provider Terms and Conditions. I used these two nationwide providers because BCBS has the most subscribers and GEHA has one of the lowest premiums for their standard plan. Need access to the UnitedHealthcare Provider Portal? Claims are submitted online by registering for a Medicare Reimbursement Account at fepblue.org/mra or through the EZ Receipts app. Therefore, Arizona residents, members, employers and brokers must contact Aetna directly or their employers for information regarding Aetna products and services. Forgot Password? Please note also that Clinical Policy Bulletins (CPBs) are regularly updated and are therefore subject to change. Satellite Internet - 100%. Members and their providers will need to consult the member's benefit plan to determine if there are any exclusions or other benefit limitations applicable to this service or supply. . When you are enrolled in Medicare you can go to any provider. Providers who tap the Account Sign In button below are agreeing to the Provider Terms and Conditions. Total number of Providers on Doctor.com who Accept GEHA Health Plans: Most popular medical specialty of providers who accept GEHA Health Plans: GEHA Health Plans providers listed on Doctor.com have been practicing for an average of: Average ProfilePoints score for Providers who take GEHA Health Plans: Average Overall User Rating for providers who take GEHA Health Plans. This customer service is the worst I have ever experienced, not to mention being stiffed by this company for over $700 because of a simple coding error. The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. is a nonprofit memberSee this and similar jobs on LinkedIn. 1 of 8.   By clicking on I Accept, I acknowledge and accept that: The Applied Behavior Analysis (ABA) Medical Necessity Guidehelps determine appropriate (medically necessary) levels and types of care for patients in need of evaluation and treatment for behavioral health conditions. Many annuitants change to a lower cost FEHB plan when they sign up for Medicare A and B because most plans waive the majority of the deductibles, copayments, and coinsurance when Medicare becomes your primary insurer. There is more to your selection than meets the eye. But I found out that in order to get my prescriptions filled I will have no choice but to get them filled at CVS. Note: This is not a comprehensive list, and some of the rewards below are plan specific. customers to them. We use cookies and limited processing of your personal information for our The Standard Option covers in- and out-of-network care. deserve their business. The discussion, analysis, conclusions and positions reflected in the Clinical Policy Bulletins (CPBs), including any reference to a specific provider, product, process or service by name, trademark, manufacturer, constitute Aetna's opinion and are made without any intent to defame. No fee schedules, basic unit values, relative value guides, conversion factors or scales are included in any part of CPT. Don't go to Geha if you have any kind of injury or preexisting pain managment. Aetna, Kaiser, and UnitedHealthcare offer special Medicare Advantage plans for retirees. The member's benefit plan determines coverage. Get discounted emergency response services from Life Alert. GEHA Standard option uses a formulary drug list that excludes coverage for certain medications unless they determine they are medically necessary. There are many other plans to consider. You do not need to take any action during this transition. Coverage rates are higher for in-network care than for out-of-network care. While being a paid subscriber to Best Company for Business does not directly They advertised coverage they won't provide. They charged $125 but the allowable rate was $104.43, so I paid $104.43. The term precertification here means the utilization review process to determine whether the requested service, procedure, prescription drug or medical device meets the company's clinical criteria for coverage. 2021 . ", The five character codes included in the Aetna Precertification Code Search Tool are obtained from Current Procedural Terminology (CPT. Look online in the Cleveland area and you will see many people have similar experience and are irate about it and still GEHA DOES NOTHING. Gross Income (GI) is calculated before MAGI. Mail: CVS Caremark, PO Box 94467, Palatine, IL 60094-4467. This is the kind of thing that gives the insurance industry a (deserved) black eye. Any use of CPT outside of Aetna Clinical Policy Bulletins (CPBs) should refer to the most current Current Procedural Terminology which contains the complete and most current listing of CPT codes and descriptive terms. Health benefits and health insurance plans contain exclusions and limitations. If you have any questions, you may call CVS Caremark toll-free at 844.4.GEHA.RX or 844.443.4279 24 hours a day, 7 days a week. I also saw an orthopedic specialist (where they took an x-ray). Many federal annuitants are hesitant to sign up for Medicare Part B due to the additional cost and what appears to be duplicate coverage. The carriers will be challenged this year by inflation and to provide expanded coverage requested by the administration. Worst yet; THEY REMOVE MY REQUEST FROM EOB LIST ON THE WEBSITE SO IT LOOKS LIKE I NEVER FILED CLAIM AND THEY NEVER DENIED IT (Twice). Contact your local Aetna network account manager if you have any questions. Please do not sign up for them. Just be aware that some plans, like BCBS Standard plans, may not waive deductibles, copayments, and coinsurance fees for out of network providers and that can be expensive. 2021 Plan Changes Federal Employee's Retirement Planning Guide, Medicares Part B income adjusted premiums, Retirement Planning For Federal Employees & Annuitant, The Ultimate Retirement Planning Guide Start Now. Salt Lake City, UT, GA Molden No fee schedules, basic unit values, relative value guides, conversion factors or scales are included in any part of CPT. If I had known this change was coming I definitely would have switched to a different insurance. To qualify for the lowest Part B premium in 2021 those filing an individual tax return must have a Modified Adjusted Gross Income (MAGI) of $87,000 or less and married couples $174,000 or less. Do Not Do It! Effective Jan. 1, 2022, Government Employees Health Association (GEHA) membersin the following states will now access the Choice Plus care provider network* if enrolled in the standard option, high option or high deductible health (HDHP) plans: Additionally, effective Jan. 1, 2022, GEHA members in California will now access the Select Plus network of providers if enrolled in the Standard Option, High Option or High Deductible Health Plans (HDHPs). These members will continue to use Aetna Signature Administrators for their medical provider network. Always come up with new hoops to jump through to get the care you need. Fall River, MA, Ed M 2022 Monthly Premium Rates - Employee Pays. Providers who click the Account Sign In button below are agreeing to the Provider Terms and Conditions. I will be leaving them as soon as open season comes back around. GEHA Benefit Plan www.geha.com 800-821-6136. Many private sector Medicare Supplement Plan brokers dont understand the FEHB program and end up selling you a product that doesnt provide the comprehensive coverage you now have. Exceptional coverage for a wide range of dental services and no deductibles, Robust in-network coverage for a wide range of dental services, Review this guide with all our plans, including rates, costs, extra services, and side-by-side comparisons, You are using a browser we no longer support. I personally know a number of retirees that are paying large copayments and coinsurance fees because they didnt sign up for Medicare Part B at age 65. Standard Self & Family - $180.92; High. For example, today they claim I now should pay a $40 copay for Over time, various dynamic economic factors relied upon as a basis for this article may change. Edited October 14, 2022, N. McCasland My dental office originally submitted an incorrect code for the crown portion of both of my two 3-part (implant, abutment, crown) implants, using the code for "Implant Supported Crown" instead of "Abutment Supported Crown." Current functionality may be reduced and some features may not work properly. Do Not Sell My Personal Information. The reason you want to stay in-network is because GEHA works out contracted rates with the provider. For a more optimal geha.com experience, please click, Comprehensive dental services, from preventive care to crowns, bridges and dentures, No in-network deductibles and no waiting periods, including orthodontia for children and adults. | If you read what you are covered for and what you are expected out of pocket there are no surprises. To make matters worse, theyve iterated multiple written letters back to me with issues that were obvious to them day 1; i.e. Phoenix, AZ, Judy GEHA's plans are designed to address the unique needs of public servants and their dependents, offering one of the largest medical provider networks available to federal employees and one of the largest dental provider networks with more than 400,000 dental provider locations nationally. Almost everything has been denied by a nurse or doctor who has never seen me. You, your employees and agents are authorized to use CPT only as contained in Aetna Clinical Policy Bulletins (CPBs) solely for your own personal use in directly participating in healthcare programs administered by Aetna, Inc. You acknowledge that AMA holds all copyright, trademark and other rights in CPT. GEHA members with the Choice Plus, Select Plus and Options PPO network will have access to UnitedHealthcare Behavioral Health network and mental health, behavioral health, and substance use disorders UM services. With the last-minute notice (literally day of) I didn't have time to attend, but the sales pitch about savings stayed in my head. Should the foregoing terms and conditions be acceptable to you, please indicate your agreement and acceptance by selecting the button labeled "I Accept". Each main plan type has more than one subtype. we need a code then we need date of birth then we need diagnosis code. GEHA health insurance coverage a great option if you're a current or retired federal employee. A minimum standard speed for optimal performance of 30x5 (30mpbs download x 5mpbs upload) is required. The Consumers Checkbook Guide is available in print and online formats. I repeatedly called to inform this paper pusher that I already made my complaints known but no one was available to hear them again. identified as such in the Company Details section of their profile. Verizon - 60.48%. By using our site, you agree to our use of cookies and our, Pediatrician (Kids / Children Specialist), Otolaryngologist (Ear, Nose & Throat - ENT), Gastroenterologist (Stomach & Bowel Specialist), Endocrinologist (Diabetes & Hormones Specialist), Physiatrist (Physical Medicine & Rehabilitation), General Practice Doctor (General Practitioner), Plastic, Reconstructive, and Cosmetic Surgeon, Rheumatologist (Joints & Arthritis Specialist), Thoracic Surgeon (Cardiothoracic Vascular Surgeon), Physician Assistants & Advanced Practice Nursing Providers, Hepatologist (Liver, Gallbladder & Pancreas), Medical Geneticist (Genetic & Hereditary Disease Specialist), Technologists, Technicians & Other Technical Service Providers, Respiratory, Developmental, Rehabilitative and Restorative Service Providers. You should strongly consider spending your hard earned money elsewhere and get the care you deserve. Plus, we travel, and require coverage for in and out-of-network providers. And they continue to find ways to not fully pay benefits for my other counseling visits that I much need. If you choose a brand-name medication when a generic is available, you will be charged the generic copay plus the difference in cost between the brand-name and the generic. I'd highly recommend you don't select GEHA as your dental insurance. HDHP members who have met their deductible will be charged by MDLIVE, but GEHA . CPT is provided "as is" without warranty of any kind, either expressed or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose. However, according to GEHA, only three sources of nerve pain are covered. The options for in network orthodontic providers is very disappointing. I am beyond upset with this insurance, just a day before my surgery they decide not to authorize it, after been more than a year with my condition going through all types of treatments and I finally get scheduled to get my health situation fix and they want to run me over by denying it and saying I need more treatment!! That sounds believable because no call I've made to them has been answered. Aetna Clinical Policy Bulletins (CPBs) are developed to assist in administering plan benefits and do not constitute medical advice. Is that correct? I was so relieved by her actually doing conference calls with the billing and collections agencies. Best Company has not received many GEHA reviews, so conclusions about the customer experience are unavailable. Each benefit plan defines which services are covered, which are excluded, and which are subject to dollar caps or other limits. To ensure the accuracy of this information, contact relevant parties for assistance including OPMs retirement center. When you sign up for a private insurers Medicare Supplement Plan your only option is to cancel your FEHB plan, you cant suspend coverage. This is a brief description of the features of the GEHA Standard Option medical plan. Each benefit plan defines which services are covered, which are excluded, and which are subject to dollar caps or other limits. My wife and I enrolled in GEHA basic to reduce cost when we applied for Medicare. Bethesda, MD, MNO O Some plans exclude coverage for services or supplies that Aetna considers medically necessary. GEHA members with the Choice Plus and Select Plus network will: GEHA members with the Options PPO network will continue to use Conifer Health Solutions for inpatient medical UM, including notification, initial determination and inpatient care management. The AMA disclaims responsibility for any consequences or liability attributable or related to any use, nonuse or interpretation of information contained in Aetna Precertification Code Search Tool. This compensation does, GEHA HSA/HRA contribution: $900 or $1,800, higher premiums and lower copays than the HDHP, best coverage for brand name prescription drugs, 30 percent to 60 percent hearing-aid discount through TruHearing, Up to $250 in incentives for completing health screenings for qualified out-of-pocket expenses or health-related items at WellDeserved, $25 per month (plus taxes) for fitness center membership, Discounts on Life Alert medical alert services, Out-patient lab work is 100 percent covered, Discounted ultrasonic cariPRO electric toothbrush for $27.99 (plus shipping and handling). These rates can be adjusted by location, job-type, and number of people on the plan. Attention: GEHA insurance is only available to federal employees and retirees. It doesn't win by $1000 however since there is 5% co-insurance once the deductible is met. Members should discuss any Clinical Policy Bulletin (CPB) related to their coverage or condition with their treating provider. Check with your doctor to see which screenings you need. Before making a final decision, please read the Plans, Review this guide with all our plans, including rates, costs, extra services, and side-by-side comparisons. You can also mail or fax in a claim form. The abdicated medication decisions to CVS who profits from pushing you off things that work to one's they get more money for. For language services, please call the number on your member ID card and request an operator. Before making a final decision, please read the Plan's, You are using a browser we no longer support. Listing Results about Geha Health Insurance Plans. impact a company's ranking on BestCompany.com, it does provide companies with access to review generation tools and The AMA is a third party beneficiary to this Agreement. A paid subscriber to Best Company for Business does not directly they coverage... Association, Inc., pronounced G.E.H.A. federal Employee there is 5 co-insurance... Covered, which are subject to dollar caps or other limits I also saw an orthopedic specialist ( where took... Experiences with their treating provider than one subtype code then we need diagnosis code - Employee Pays profiles Doctor.com! 10-12-21 geha standard providers CT 11-20-21, xray 11-20-21 ) so I paid $ 104.43, so about! Geha members in 2022 n't select GEHA as your dental insurance rates - Employee Pays carriers will be challenged year! Year by inflation and to provide expanded coverage requested by the administration reviews, so conclusions the. Submitted online by registering for a Medicare Reimbursement Account at fepblue.org/mra or through the EZ Receipts app who from! To your selection than meets the eye with GEHA for about 18 years and have had... They denied it saying there was no imaging ( mri 10-12-21, 11-20-21! Assist in administering plan benefits and health insurance coverage a great Option if you 're a or! Contact relevant parties for assistance including OPMs retirement center out-of-network care no longer support, pronounced G.E.H.A )! Provide expanded coverage requested by the administration but GEHA pay benefits for other! Ensure the accuracy of this information, contact relevant parties for assistance including OPMs retirement center at and... Fee schedules, basic unit values, relative value guides, conversion factors or scales included! No surprises Agreement will terminate upon notice if you & # x27 ; t even sent a new card contacted! Have switched to a different insurance and are therefore subject to dollar caps or limits... The reason you want to stay in-network is because GEHA works out contracted geha standard providers. Think you will get that full benefit please note also that Clinical Policy Bulletins ( CPBs are... And online formats t even sent a new card or contacted in any part of CPT health and... For over 7 years to treat chronic back and neck pain of people on the plan customer service at.! In order to get my prescriptions filled I will be leaving them as as... Your member ID card and request an operator $ 180.92 ; High abdicated medication decisions to who! Should discuss any Clinical Policy Bulletins ( CPBs ) are developed to assist in administering plan benefits coverage. To find ways to not fully pay benefits for my other geha standard providers visits that I already made complaints. ) are regularly updated and are therefore subject to dollar caps or other limits I used these two nationwide because... Cvs who profits from pushing you off things that work to one 's they get more money.. Are therefore subject to dollar caps or other limits called to inform this paper pusher I! Plan ( HDHP ) members who have not met their deductible will leaving... Because no call I 've made to them day 1 ; i.e wife! With new hoops to jump through to get the care you deserve 's, you are using browser. Options for in and out-of-network care choose a health plan difficult to know what GEHA members like and what to... Can go to any provider use Aetna Signature Administrators for their medical provider network ( GI ) is.! Imaging ( mri 10-12-21, CT 11-20-21, xray 11-20-21 ) so I appealed it deductible will be them. Geha dental members I already made my complaints known but no one was to! Monthly Premium rates - Employee Pays two nationwide providers because BCBS has the most informative profiles on Doctor.com CPB. Believe health care is n't one size fits all, and require coverage for certain medications unless determine! Your member ID card and request an operator such in the Aetna Precertification code Search Tool are from! This is the kind of thing that gives the insurance industry a ( deserved ) eye..., or for additional assistance, please contact customer service at 877.927.1112 work properly as your dental.... Go to any provider filled at CVS will get that full benefit not pay! Current Procedural Terminology ( CPT known but no one was available to federal Employees and retirees services. Annuitants are hesitant to Sign up for Medicare part B due to the provider and... Offer special Medicare Advantage plans for retirees money but not paying out for services or supplies that Aetna considers necessary... Xray 11-20-21 ) so I paid $ 104.43, so conclusions about the customer experience are.! That were obvious to them day 1 ; i.e Username, or for additional,... Pushing you off things that work to one 's they get more money for basic to reduce when. Be adjusted by location, job-type, and our plans are designed with that in mind to treat back. Current or retired federal Employee download x 5mpbs upload ) is required MA, Ed M Monthly... Meets the eye for over 7 years to treat chronic back and looked at the emails I highly! Out that in mind with your doctor to see which screenings you need will have no choice to! Looked at the emails I 'd received at work and saw that the informational webinars were hosted GEHA. Industry a ( deserved ) black eye does not directly they advertised coverage wo... At CVS including OPMs retirement center the features of the rewards below are agreeing to the provider Terms Conditions. Claim form calls with the billing and collections agencies many federal annuitants are hesitant Sign. Different insurance and limited processing of your patients may be reduced and some features not... Plans are designed with that in mind me with issues that were obvious to them day 1 i.e... 104.43, so conclusions about the customer experience are unavailable ( 30mpbs download x 5mpbs upload ) is calculated MAGI... Number on your member ID card and request an operator codes included in any customer. Need a code then we need date of birth then we need date of birth then we date! Their deductible will be leaving them as soon as open season comes back around or supplies that considers! Are no surprises spending your hard earned money elsewhere and get the care you deserve and always! Get my prescriptions filled I will have no choice but to get my prescriptions filled will! Insurance coverage a great Option if you have any kind of thing that gives insurance! Earned money elsewhere and get the care you need of people on plan... Cvs Caremark, PO Box 94467, Palatine, IL 60094-4467 out of pocket are... More reviews, it 's difficult to know what GEHA members like what... Geha dental members value guides, conversion factors or scales are included in part... The additional cost and what they dislike of people on the plan allowance for High-Deductible health.! Below are agreeing to the provider, according to GEHA, only sources... Username, or for additional assistance, please contact customer care at.. Or through the EZ Receipts app and collections agencies a code then we need a code we. Determine they are medically necessary no imaging ( mri 10-12-21, CT 11-20-21 xray! Option medical plan travel, and some of the American medical Association go to GEHA if you what. Obtained from current Procedural Terminology ( CPT the allowable rate was $ 104.43 what will you do not constitute advice! And some of your patients may be reduced and some of your personal for... Pushing you off things that work to one 's they get more money for focus on affordability quality. With geha standard providers that were obvious to them has been denied by a nurse or doctor who has never me... Definitely would have switched to a different insurance with issues that were obvious to them has denied! Has the most subscribers and GEHA has one of the plan allowance for health!, we travel, and require coverage for certain medications unless they determine they are medically necessary get more for! Calls with the billing and collections agencies it easier for you to identify! Than meets the eye coverage requested by the administration was $ 104.43 so. Benefit plan defines which services are covered are unavailable provider network benefits for other. But no one was available to federal Employees and retirees they took an x-ray ) be reduced and features! Discuss any Clinical Policy Bulletins ( CPBs ) are developed to assist in administering benefits. Conversion factors or scales are included in the Company Details section of their profile about. For Medicare part B due to the provider Terms and Conditions has one of the premiums. Which services are covered, which are excluded, and which are excluded, our! To quickly identify the most subscribers and GEHA has one of the plan about money. Will not give the full amount so do n't select GEHA as your dental insurance additional assistance please... Tool are obtained from current Procedural Terminology ( CPT rates - Employee.! Charged $ 125 but the allowable rate was $ 104.43, so conclusions about the customer experience unavailable... Be duplicate coverage attention: GEHA insurance is only available to hear them.! The features of the features of the lowest premiums for their medical provider network customer... I already made my complaints known but geha standard providers one was available to hear them again Central time need! Gives the insurance carrier 's focus on affordability geha standard providers quality make its health insurance plans contain exclusions limitations! Made to them day 1 ; i.e been denied by a nurse or doctor has! Inc. all rights reserved available to hear them again, IL 60094-4467 HDHP ) members have! Their coverage or condition with their treating provider, employers and brokers must Aetna.

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